(ii) Most of the counties during the nonmetropolitan space of the Condition (utilizing the MSA boundaries that were in outcome as of January 1 of the calendar 12 months during which the delineation applies), excluding:
Pursuant to § 228.28 and appendix C to this component, the Board assigns conclusions for any financial institution's Retail Expert services and Products and solutions Exam overall performance in Each and every facility-based mostly assessment space, Condition and multistate MSA, as applicable, and with the establishment.
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
The inclusion of an affiliate's loans, investments, solutions, and goods in a lender's program, or inside a joint approach of affiliated depository institutions, is topic to the next:
A financial institution subject to knowledge reporting prerequisites pursuant to § 228.forty two should incorporate in its general public file a written observe which the CRA Disclosure Assertion pertaining to the bank, its operations subsidiaries, and its other affiliate marketers, if applicable, can be attained on the FFIEC's Web site at:
(i) A bank might include general performance analysis components and accompanying yearly measurable targets For extra geographic parts but may well not reduce the analysis of its performance in any geographic space that would be included in its overall performance analysis from the absence of an authorised program.
) Benefits or serves one or more geographic spots with lower amounts of Neighborhood progress financing;
(3) A little company loan or smaller farm loan is located from the census tract exactly where the most crucial enterprise facility or farm is found or where the borrower will normally implement the loan proceeds, as indicated via the borrower.
The limited goal bank's Neighborhood advancement financing performance in all of its facility-primarily based assessment places; and
Inside of a facility-dependent assessment location or outside retail lending space, a product line is a major products line Should the lender's loans in that merchandise line comprise 15 per cent or more of your financial institution's loans across most of the bank's product or service lines in the ability-based evaluation spot or outside retail lending place, as decided pursuant to paragraph II.b.one of appendix A to this component.
For each of the massive financial institution's facility-primarily based evaluation parts, and as relevant, its retail lending 228 loan assessment locations, the Board publishes around the Board's Web site:
The Board considers the weighted ordinary on the effectiveness scores similar to the lender's conclusions to the Community Development Funding Examination for its facility-primarily based evaluation parts in the nationwide region, calculated pursuant to portion IV of appendix B to this aspect.
(B) A financial institution might specify applying assets as a substitute denominator for a Neighborhood enhancement financing metric if it superior steps a bank's capability.
A lender required to report residence home loan loan data pursuant to 12 CFR component 1003 have to include in its public file a written discover which the financial institution's HMDA Disclosure Statement could be acquired on The customer Money Security Bureau's (CFPB's) Web site at: